Schwinn 130 Upright Exercise Bike
- Due today
- $0
- Payments
- 25
- Paid off in
- 6 months
$25.00 a week to start. Pay more any week to finish sooner, or less when you need to — from your account.
$625.00 total — the sticker price, always. Nothing to pay today, no interest, no fees and no sales tax added — the price you see is the price you pay.
How your plan works
How your plan works
- $0 today. We check your card to make sure it works — no charge, no deposit, no credit check.
- Your first payment comes out on the payday you pick, then equal payments every week until it’s paid off.
- Pay more some weeks to finish sooner, less when money’s tight, or take a break — you change it yourself in your account, and it never costs a fee.
- We order your item brand-new from an authorized US retailer after your final payment and ship it within 20 business days.
- Cancel anytime — the fee is 15% of the total purchase price, capped at $150 — never more than you have paid, and only taken from payments already made.
- No credit check — everyone can start a plan, because layaway isn’t credit.
Schwinn's most affordable upright bike, for steady indoor cardio without a subscription or a screen you did not ask for. Resistance is magnetic, which means it is quiet enough to use while someone else is watching television in the same room. It connects to app experiences like Explore the World and Zwift from a phone, tablet or smart TV, so the ride can be as guided or as plain as you like.
What you get
- Magnetic resistance, so the ride is quiet and there is no brake pad to wear out and replace
- Upright riding position, which suits people who want a normal bike posture rather than a recumbent seat
- Connects to Explore the World and Zwift from your own phone or tablet, so you are not paying for a built-in screen you would ignore
- Schwinn's entry price point in the upright range, so it is the sensible first bike rather than an overspecified one
Specs
- Model: Schwinn 130 Upright Bike (HCB0265-OS)
- Type: upright exercise bike
- Resistance: magnetic
- App support: Explore the World, Zwift, via phone, tablet or smart TV
Everyone can start a plan — because layaway isn't credit. Pay it off, and we ship it brand-new, free.
How do the payments work?
How do the payments work?
You pay nothing today. We check your card without charging it, then $25 a week comes out — timed to your payday. The price you see is the total you’ll ever pay. No deposit, no interest, and no extra fees for paying on time.
When do I get my item?
When do I get my item?
After your final payment. We order your item brand-new from an authorized US retailer and ship it to you free within 20 business days of payoff. Waiting is what keeps the price at sticker — you never pay more for paying over time.
Can I get it sooner?
Can I get it sooner?
Yes — raise your weekly amount in your account and your finish date moves closer, or pay the balance off early any time, free. Either way we order it brand-new and ship it within 20 business days of your final payment.
What does canceling cost?
What does canceling cost?
Cancel anytime — the fee is 15% of the total purchase price, capped at $150 — never more than you have paid, and only taken from payments already made.
Is this credit?
Is this credit?
No. Layaway isn't credit — there's no credit check, no interest, and nothing is reported to credit bureaus. You simply pay for your item over time, and we ship it once it's paid off.
Your card details go straight to Stripe — we never see or store them. Every payment you make is tracked in your account and refundable under our cancellation policy.
