Schwinn IC4 Indoor Cycling Bike
- Due today
- $0
- Payments
- 45
- Paid off in
- 11 months
$25.00 a week to start. Pay more any week to finish sooner, or less when you need to — from your account.
$1,125.00 total — the sticker price, always. Nothing to pay today, no interest, no fees and no sales tax added — the price you see is the price you pay.
How your plan works
How your plan works
- $0 today. We check your card to make sure it works — no charge, no deposit, no credit check.
- Your first payment comes out on the payday you pick, then equal payments every week until it’s paid off.
- Pay more some weeks to finish sooner, less when money’s tight, or take a break — you change it yourself in your account, and it never costs a fee.
- We order your item brand-new from an authorized US retailer after your final payment and ship it within 20 business days.
- Cancel anytime — the fee is 15% of the total purchase price, capped at $150 — never more than you have paid, and only taken from payments already made.
- No credit check — everyone can start a plan, because layaway isn’t credit.
A studio-style spin bike for people who liked the class but not the schedule or the price. It rides with the Peloton app and with JRNY, so the instructor-led format is available without buying into one manufacturer's screen. The resistance is magnetic with 100 levels, so the jump between a warm-up and a climb is smooth rather than stepped.
What you get
- Works with the Peloton app on your own phone or tablet, so you get the classes without the hardware price
- 100 levels of magnetic resistance, so a climb builds gradually rather than lurching between settings
- Dual-sided pedals — SPD clips one side, toe cages the other, so cycling shoes and normal trainers both work
- A pair of 3 lb dumbbells in reach cradles, so the arm sections of a class do not mean getting off the bike
- Bluetooth heart rate armband included, so effort-based classes actually track effort
- Backlit LCD console with a device holder and USB charging, so a tablet stays powered through a long ride
Specs
- Model: Schwinn IC4 Indoor Cycling Bike (HFC0065-OS)
- Resistance: magnetic, 100 levels
- Pedals: dual-sided, SPD clips and toe cages
- Console: backlit LCD
- App support: Peloton app, JRNY
- Included: pair of 3 lb dumbbells, Bluetooth heart rate armband, media holder, USB charging
Everyone can start a plan — because layaway isn't credit. Pay it off, and we ship it brand-new, free.
How do the payments work?
How do the payments work?
You pay nothing today. We check your card without charging it, then $25 a week comes out — timed to your payday. The price you see is the total you’ll ever pay. No deposit, no interest, and no extra fees for paying on time.
When do I get my item?
When do I get my item?
After your final payment. We order your item brand-new from an authorized US retailer and ship it to you free within 20 business days of payoff. Waiting is what keeps the price at sticker — you never pay more for paying over time.
Can I get it sooner?
Can I get it sooner?
Yes — raise your weekly amount in your account and your finish date moves closer, or pay the balance off early any time, free. Either way we order it brand-new and ship it within 20 business days of your final payment.
What does canceling cost?
What does canceling cost?
Cancel anytime — the fee is 15% of the total purchase price, capped at $150 — never more than you have paid, and only taken from payments already made.
Is this credit?
Is this credit?
No. Layaway isn't credit — there's no credit check, no interest, and nothing is reported to credit bureaus. You simply pay for your item over time, and we ship it once it's paid off.
Your card details go straight to Stripe — we never see or store them. Every payment you make is tracked in your account and refundable under our cancellation policy.
